Will getting matched affect my credit score?

No. Getting matched does not involve a credit check. If you choose to move forward with an agent, they will ask for your consent to check your credit as part of a mortgage application.

How is a mortgage expert different from my bank?

A bank offers its own products. A licensed mortgage agent or broker can compare many lenders to find the best fit for you.

MortgageMatchr | Get Matched with a Local Mortgage Expert in Canada

How it works

Three steps. Zero shopping around.

See the full process

Fill out one form

Your goal, your postal code and how to reach you. About 60 seconds, with no credit check to get matched.

Meet your local expert

One independent, licensed mortgage agent in your area reaches out. Not a call centre, and not five competing agents.

They shop, you decide

Your agent compares lenders and walks you through the options. If you proceed, they'll ask your consent to check your credit. No obligation.

Expert vs. your bank

Your bank has one shelf. An expert has dozens.

Banks can only offer their own products. An independent, licensed mortgage agent can compare banks, credit unions and alternative lenders, and is typically paid by the lender, not you.

Not tied to any one lender
Options for self-employed & bruised credit
Shops your renewal every term

Compare my options

Example: $600,000 mortgage, 5-year fixed Illustrative

Bank's renewal offer4.89%

Expert's best offer4.29%

≈ $200less per month

≈ $12,000saved over the term

25-year amortization, semi-annual compounding. Rates are examples, not offers.

What we help with

Whatever your situation, there's an expert for it.

First-time home buyers Down payment strategy, FHSA and the RRSP Home Buyers' Plan, insured mortgages. Read the guide Mortgage renewals Don't just sign the bank's renewal letter. See what else is out there first. Read the guide Refinancing Consolidate debt, renovate or access your home equity. Read the guide Pre-approval Know your budget and hold a rate while you shop. Read the guide Self-employed Lenders that understand business and variable income. Read the guide Rebuilding credit Alternative lenders, with a plan to get back to a prime rate. Read the guide

New homeowner holding the keys to their home

“I heard back the same afternoon and closed three weeks later.” Thomas · Ontario

What borrowers say

In their own words.

“Our bank's renewal offer was noticeably higher than what our expert found. Took two emails.”

Priya · Ontario

“As self-employed, two banks turned me down. My expert had me approved in a week.”

Marc · Alberta

Who you'll work with

A licensed local agent, matched to your situation.

We don't hand you a list to call. We match you with one independent agent who serves your area and fits what you need, whether that's a first home, a renewal or a tricky approval.

Find my agent

Licensed in your province Regulated by your provincial authority to arrange mortgages.

Local to your market Knows the lenders, prices and closing costs where you live.

Access to many lenders Banks, credit unions and alternative lenders, compared for you.

Matched to your situation First home, renewal, self-employed or rebuilding credit.

Find a mortgage agent near you

Ontario British Columbia Alberta Quebec Manitoba Saskatchewan Nova Scotia New Brunswick Newfoundland and Labrador Prince Edward Island Yukon Northwest Territories Nunavut

Popular cities

Toronto Vancouver Calgary Edmonton Ottawa Montréal Winnipeg Halifax Mississauga Hamilton Victoria Saskatoon Regina Québec City Moncton St. John's Charlottetown Kelowna Kitchener Waterloo Guelph Windsor Lethbridge Thunder Bay Sudbury

FAQ

Questions, answered.

All questions

Yes. Getting matched is free for borrowers. Agents in our network are independent, licensed professionals who are typically paid by the lender when your mortgage funds.

A better mortgage. Without the legwork.

Get matched with a local expert