What's different about a mortgage in Ontario
Closing costs
Ontario charges a provincial land transfer tax, and Toronto adds a municipal one. First-time buyers may qualify for rebates on both.
Local lenders
Beyond the big banks, Ontario has credit unions and regional lenders your bank won't show you. A local agent knows them.
Licensed locally
Every agent you're matched with is an independent professional licensed by FSRA.
Mortgage agents by city in Ontario
We match borrowers across Ontario, including these communities and the areas around them.
Ontario mortgage questions
Yes. Agents we match you with are independent mortgage professionals licensed by FSRA.
We match borrowers across Ontario, including Toronto, Ottawa, Mississauga, Brampton and smaller communities.
Ontario charges a provincial land transfer tax, and Toronto adds a municipal one. First-time buyers may qualify for rebates on both. Your agent can estimate your total closing costs.
No. Getting matched is free, with no credit check to get matched. Agents are typically paid by the lender when your mortgage funds.