What to know about getting a mortgage in Ottawa
Closing costs in Ontario
Ontario charges a provincial land transfer tax, and Toronto adds a municipal one. First-time buyers may qualify for rebates on both.
Lenders serving Ottawa
Agents who serve Ottawa can compare big banks, credit unions and regional lenders across Ontario, not just one bank's rates.
Licensed and local
Every agent you're matched with is an independent professional licensed by FSRA who works with Ottawa borrowers.
How it works in Ottawa
Ottawa mortgage questions
Fill out our 60-second form and we'll connect you with one independent, licensed mortgage agent who serves Ottawa and the surrounding area.
Yes. Agents we match you with in Ottawa are independent mortgage professionals licensed by FSRA.
Ontario charges a provincial land transfer tax, and Toronto adds a municipal one. First-time buyers may qualify for rebates on both. Your agent can estimate total closing costs for a purchase in Ottawa.
No. Getting matched is free, with no credit check to get matched. Agents are typically paid by the lender when your mortgage funds.